EXCLUSIONS AND RESTRICTIONS

Medical costs relating to:-

Sunglasses, eye glasses, abortions, home or private nursing, cosmetic and elective treatment, insurance/physical fitness executive medical examinations in excess of defined limits, injury from dangerous sports activities, HIV infection or AIDS except opportunistic HIV infection, suicide or self inflicted injury, cases of alcohol or substance abuse, patent food preparations and drugs, contraceptives, domestic and biochemical remedies injury from riots or civil unrest or acts of war, appointments not kept,  chronic malignant disease/ neoplastic or cardiac disease, treatment for renal failure, Cancer, laboratory tests for CD4/CD8.